Live in 4 countries · Transfers under 2 minutes

Send Money
Across Africa
Instantly.

Legixpay bridges Kenya, Ghana, Nigeria and Uganda with lightning-fast transfers, transparent exchange rates, and top-level security — zero fees, every time.

✓ No hidden fees ✓ Live exchange rates ✓ Bank-grade encryption ✓ 24/7 support

Live Rate Calculator

Estimated rates · Exact rate confirmed at checkout
Get Exact Rate →
4
Countries Supported
<2 min
Avg. Transfer Time
0%
Transfer Fees
Bank-grade
Security

How It Works

Three steps to send money across Africa — from your phone, in minutes.

1

Sign Up & Verify

Create your account in 2 minutes. Verify your identity with a photo ID to unlock higher limits. Fully compliant with local regulations.

2

Fund Your Wallet

Deposit via M-Pesa, Airtel Money, MTN MoMo, or card. Funds appear instantly in your KES, GHS, NGN, or UGX wallet.

3

Send & Track

Enter recipient details and lock your rate. Funds are delivered instantly to their mobile wallet or bank — tracked every step.

Where We Send Money

Real-time exchange rates locked at checkout. No surprises.

🇰🇪 🇬🇭
Live

Kenya → Ghana

KES GHS
1 KES = 0.1070 GHS
Send via M-Pesa
Receive via Mobile Money
Typical time ~90s
🇰🇪 🇳🇬
Live

Kenya → Nigeria

KES NGN
1 KES = 12.2231 NGN
Send via M-Pesa
Receive via Bank / Mobile
Typical time ~90s
🇰🇪 🇺🇬
Live

Kenya → Uganda

KES UGX
1 KES = 29.0298 UGX
Send via M-Pesa
Receive via Airtel Money
Typical time ~90s
🇰🇪 🇨🇳
Live

Kenya → CHINA

KES CNY
1 KES = 0.0512 CNY
Send via M-Pesa
Receive via WeChat / Alipay
Typical time ~90s

Simple, Transparent Pricing

No hidden charges. What you see is what you pay.

Personal
0%
zero transfer fees, always
  • Up to KES 1M / day
  • M-Pesa & Airtel deposits
  • Basic ID verification
  • Email support
Popular
Verified
0%
zero fees after ID verification
  • Up to KES 5M / day
  • All deposit methods
  • Secure card deposits
  • Priority support
Business / API
Custom
volume pricing
  • Unlimited daily volume
  • REST API access
  • Webhook events
  • Dedicated account manager

Security You Can Trust

Legixpay is built with top-level security — from bank-grade encryption to real-time fraud monitoring — so your money is protected every step of the way.

Bank-grade Encryption

All your data is encrypted and protected, both when stored and when sent over the internet.

Identity & Fraud Protection

Every account is identity-verified. Every transaction is screened in real time to keep your money safe.

Tamper-proof Records

Every transaction is permanently recorded and cannot be altered — accurate to the last cent.

Two-Factor Login Protection

Add an extra layer of security to your account with a one-time code on every login.

Your Money, Protected

256-bit SSL Encryption
Every connection to Legixpay is encrypted end-to-end.
Real-time Fraud Monitoring
Every transaction is screened automatically before it moves.
Full Audit Trail
Every payment is permanently recorded — accurate to the last cent.
Two-Factor Authentication
Optional 2FA keeps your account secure even if your password leaks.
Legixpay REST API
POST /api/v1/fx/quote
Authorization: Bearer {api_key}

{
  "source_currency": "KES",
  "destination_currency": "GHS",
  "amount": 10000
}

— response —
{
  "quote_id": "qte_abc123",
  "rate": 10.48,
  "destination_amount": 9816.20,
  "fee": 0.00,
  "expires_at": "2026-05-19T11:05:00Z"
}
For Businesses

Embed African Payments
Into Your Product

The Legixpay API gives businesses direct access to exchange rate quotes, transfers, and full transaction history. Integrate in minutes with your developer credentials.

FX Quote & Lock
Transfer Execution
Webhook Events
OAuth2 Auth
HMAC Signatures
Full Sandbox
Get API Access →

Works With Your Mobile Money

Deposit and receive with the apps you already use.

M
M-Pesa
🇰🇪 Kenya
A
Airtel Money
🇰🇪🇺🇬 KE/UG
M
MTN MoMo
🇬🇭🇺🇬 GH/UG
G
Ghana Mobile
🇬🇭 Ghana
B
Bank Transfer
🇳🇬 Nigeria

Ready to Send Your First Transfer?

Join thousands of Africans sending money home faster and cheaper.